Tip #2: Making Yourself a Difficult Target

One of the most effective ways to discourage cybercriminals is to adopt multi-factor authentication (MFA), sometimes referred to as two-factor authentication, on all your crucial accounts and devices. No matter how strong your password is, if it gets into the wrong hands, it can be used maliciously. Multi-Factor Authentication (MFA) is a powerful tool that adds an extra layer of security to your username and password, by forcing the person logging in to also confirm their identity via this unique code. Setting up MFA is relatively easy. Most applications have a “SECURITY” option under “SETTINGS” where you can enable multi-factor authentication.

You may be familiar with MFA or already use it on some of your accounts.  Here is how it works:

1. You log into a website or app using a login and password.
2. When you attempt to log in, a code or text is sent to your phone. This code is unique and is only useful for a short period of time.
3. You enter that code into the website or app.
4. Once the code is entered, you are allowed into the program. 

Using MFA is more time-consuming as it adds an extra step to get into your application. However, this additional step is worth the extra effort it takes to further secure your important information. 

Many people use biometrics when they use their mobile devices. You may use your fingerprints or face image to unlock your phone or automatically fill passwords into applications. THIS IS NOT MULTI-FACTOR AUTHENTICATION! This is a convenience that helps us use our phone quickly. It will prevent someone from using your phone should they get their hands on it, but it doesn’t prevent someone trying to gain access to the websites and apps if they have your username and password. You need to enable MFA.